Roadmap! Excellent!

Okay! Just to give you an idea of how I’m planning to handle the next six months, I’d like to present to you my mental roadmap. It is open for interpretation, suggestions, and the like.

1. Get fully into the Transitional Program at Salvation Army
   — COMPLETE!
   • Status: Paperwork is turned in, and currently #3 in the transitional queue. Holding for an updated employment verification, with an ETA of Wednesday, 11 April 2007. and as of 18 April 2007, I am in the program, living upstairs with far more freedom to come and go.
2. Save funds for a vehicle. — IN PROGRESS. Currently, ~66% complete.
   • Preferred budget for vehicle replacement: ~$600 $1,000 for vehicle, ~$300 for insurance.
3. Assign all checks for direct deposit, with special setup. — COMPLETE!.
   • I have two savings accounts, and one of them requires a phone call, an internet connection, or an actual trip to the Credit Union to interact with its funds. I cannot withdraw from this account without either a physical visit to the credit union, or logging on to the CU website, moving money from that account to the primary. This one will receive $100 of each of my paychecks automatically.
   • After bills are accounted for from each check (phone, transitional housing, and eventually car insurance, as well as fuel), 75% of the remaining balance in the savings account that I have full access to will be transferred into the account that is my special savings (see above).
     • So, if I have a $700 paycheck, $100 goes into that account automatically, leaving $600. $140 would go to Transitional Housing, leaving $460. $35 per check goes to Sprint (bill is ~$70 after taxes, estimated), leaving $425. Assuming insurance for a car would cost me $130 per month (fingers crossed), then $65 would come out of that check, leaving $360. This gets rounded down to the nearest $100, making the balance $300, with that $60 buffer just in case of miscalculations, and for any other purposes such as my monthly bus passes / fuel for car, etc. 75% of that remaining balance, in this case, is $225, which is what would get transferred over to the special savings account.
4. Repay the people who have loaned me money prior to my going homeless. — Holding for higher priority tasks that will allow me to get sorted and settled first.
5. Search for an apartment after the saved balance reaches $1800, or I reach the five month marker in Transitional, whichever comes first. (Going by the above numbers, assuming that my wages aren’t suddenly assigned off to some company that wants me to repay my debts, and assuming that I can repay the people who have loaned me money out of their own pocket before this goal marker comes up, I’ll be able to pull this off by month four or month five like I planned.)

I’m going to post this list for now, and show you where I’d like this to go.
Anything I’ve missed? Any suggestions?
(slight update: direct deposit is very go. car is current goal.)